New Guide: 3 Strategies for Reducing Non Performing Loan (NPL) Ratios

According to Goldman Sachs, the current state of non-performing loans, regardless of which part of the world you live in will increase to unprecedented levels. As we have entered the new normal of a 'still-in-pandemic’ 2021, it is important to safeguard yourself from increasing NPLs. With 'Black Swan' events like the coronavirus global pandemic, Banks and financial institutions aren’t able to see or predict which industries or loan portfolio areas are safe.

In the second half of 2021, it is extremely likely that with the economic and financial stress from a pandemic that has sent unemployment soaring and shuttered non-essential businesses across the country, many may not be able to fulfill their loan obligations. COVID-19 has impacted NPLs differently across different regions.Gartner suggests a 15-20% impact in NPLs in the US but in APAC it could be much worse at almost 40%.

Whether you are below or above the national NPL average, there are 3 key strategies you can leverage to reduce NPL Ratios. Fill out the form to find out what they are!

Have questions? Email: or call +1-855-208-5688